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When people talk about the security of financial apps, the conversation almost always drifts toward encryption, tokens, certificates, and loud promises along the lines of "your data is safely protected." All of that matters. But if we speak honestly, not from the position of a marketing brochure but from common sense, the main question sounds different: what exactly will an attacker get if something goes wrong?
In calm periods, tracking money often feels optional to many people. Useful, but not necessary. In unstable times, that attitude changes. When prices rise, income becomes less predictable, the labor market gets nervous, and exchange rates jump around, tracking personal finances stops being a "hobby for orderly people" and becomes a navigation system. Not to become rich. To avoid losing control.